SBA Loans

SBA Loans

Capital Pro Partners is one of the nation’s premier SBA loan providers.

The U.S. Small Business Administration (SBA) has established guidelines that help make it easier for businesses to access the funding they need for a variety of purposes. Whether you’re considering SBA loans for small businesses, or you would like to explore some of the many different lending options available today, we have the knowledge and experience you need to get a deal done.

SBA Loan Requirements

The SBA has its own set of requirements for borrowers. Although not all businesses are eligible to borrow, many are able to qualify. Business principals must typically be subject to a credit check and must provide personal guarantees in most cases.
Most SBA loans require collateral of some type, whether in the form of real property or business assets that will be financed by the loan. The amount of funds you must bring in to close an SBA loan will vary depending on the amount you seek to borrow, and the cost and value of the collateral.
The best way to determine what loan requirements might apply to your situation is to contact one of our premier SBA lending experts to discuss your specific needs.

Capital Pro Partners: Your SBA Loan Specialist
When searching for the best SBA loan service providers, you will find many options to choose from. In fact, it can be both overwhelming and confusing to determine which commercial lender can provide you with the best and most responsive service. Capital Pro Partners has a team of SBA loan specialists waiting to help you today. Contact us now to learn more, or to get started with your SBA loan application.

 

Types of SBA Business Loans

When considering an SBA loan, you will have multiple options from which to choose. Below are some brief details on a few of the most popular SBA loan options, any of which Capital Pro Partners can assist you with.

SBA 7a
The SBA 7a loan program is primarily used to secure financing for commercial real property. Loan amounts can range up to $5 million, although you can pursue this program for even a small loan amount. These programs are appropriate for properties such as retail, self-storage, hospitality, warehouse, industrial, mixed use and more.
SBA 504
These loans are typically ideal for those businesses that are looking to expand and grow. This long-term, fixed-rate type of loan offers a high loan-to-value ratio with loan amounts ranging as high as $5.5 million for some types of borrowers. Both 10- and 20-year terms are available.
SBA CAPLines
SBA CAPLines are lines of credit that provide an affordable option for filling in gaps where capital is needed, either on a recurring or one-time basis. This program can provide benefit when you need seasonal capital, contract financing, or situations where you seek to a specific project such as construction.
SBA Express Loans
SBA express loans, with loan amounts up to $500,000, are notable for the quick turnaround and approval time required. These loans, which fall under the SBA 7a category, can be used to finance equipment or property, or to provide working capital.

Questions?

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